I just paid off the loan for my first oil property...
I just paid off the loan for my first oil property acquisition, and I'm emotionally pulled in two different directions.
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On one hand, it's nice to not have to owe a bank a big chunk of money.With interest rates rising, I really didn't want to have to float the loan for any longer than I had to, and end up paying even more interest. For the last year, I've kept nearly every penny in the company so that I could pay off the loan faster. Of course, that means I haven't had much of a personal income, either.
On the other hand, you never know how agonizing it is to write a check for a very large amount of money than when you actually do it. It's not that I didn't have the money to pay off the loan, I just don't like parting with my money,especially on that scale.
But it's nice to know that I can start taking some money out of the company to start paying myself back for some expenses from the beginning of the year. In addition, it will help to increase the thickness of the financial cushion that my wife and I have under us.
I still have the line of credit open from my first loan, so if I ever have the need for some quick money, I can get to it easily. In addition, I've already started looking for my next oil deal.
After all, I'd hate to think I have access to a large chunk of money for investments and acquisitions, and not betaking advantage of it.
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Posted in Health and Medical Post Date 03/17/2021